The Eastern Caribbean Central Bank (ECCB) conducts a biannual survey to capture information on the qualitative (non-price) factors affecting the demand for and supply of credit. The self-administered questionnaire targets the senior loan officers at the commercial banks in the ECCU and contains questions covering the business and household sectors. The information gathered helps to enhance the knowledge of the trends and developments in credit conditions in the Eastern Caribbean Currency Union (ECCU) which serves as an input into monetary policy decisions at the ECCB.